Im 19 years old and I need an sr22 insurance certificate. If my parents has full coverage, do I still need it?

Paul

Thank you for asking Paul.

A Sr-22 is a proof that you have a certain type of insurance. It is a certificate that an insurance provider files with the state. This is a a certificate that shows proof to the Department of Motor Vehicles, stating that the individual is meeting the states requirement for auto liability insurance. In addition to that, sr22 certifies that a motorist has the ability to pay future claims up to the state required limit.

It looks like the state in which you are residing is requiring you to acquire a SR-22 due to a traffic offense, accident or failure to show proof of insurance previously. The reasons may vary from state to state

Even with your parent’s having full coverage, which typically means state minimum required liability, if the state requires you to obtain the SR-22 to reinstate your license or for any reason, you will need to do so in order to have driving privileges.

Goodluck!

MariCAR