Cheap Teen Auto Insurance Policy in Pennsylvania

 

October 17, 2008 by · Leave a Comment
Filed under: Teenager insurance 

Reader’s Question:

I recently got my learner’s permit in Bethlehem Pennsylvania PA but I can never use the car without my father on my wheels! It’s so uncool! How can I shake my father off?

Jeff

Bethlehem PA

Jeff, let me explain where I am coming from: I am also a father. And I can tell you that there are many reasons why your father wants to be beside you when you drive the car. Of course, the very first obvious reason is your safety. Since you have just earned your learner’s permit, it is presumed that you are not yet as experienced on the road as your father and naturally he doesn’t want anything bad to happen to you. Second is that a learner’s permit has some restrictions, one of which is that you should only drive when you have an authorized driver beside you.

The next reason has got something to do with auto insurance. You see, insurance companies in Bethlehem Pennsylvania PA require that you declare any significant changes in your life that may affect your auto insurance policy. One of this will be authorized drivers of the vehicle. If it so happened that you got into an accident while you are driving it on your own with your learner’s permit, not only will your license be revoked, but also, your father will not be able to claim anything from his auto insurance company.

Many insurance companies in Bethlehem Pennsylvania PA require that your father (authorized driver) be with you all the time when you drive the insured car. So you see for now, you have to enjoy your father’s company while you drive the car. I am sure that your father will include you as an authorized driver once you get your proper driver’s license, in which case you can now drive the car on your own. This would entail costs, however and you might want to help your dad hasten the process by getting online quotes from sites like these. You see that little space on this page, Jeff? That’s where you enter your zip code to get free quotes. Just answer the questions and make sure to add yourself as a driver to get relevant quotes. I wish you a wonderful first-time driving experience, Jeff!