Cheap Car Insurance For Young Drivers
Reader’s Question:
Hello! My dad recently bought me a used Honda Civic. I am still a freshman in college and was wondering how I can reduce the high cost of auto insurance since I’ll be the one paying for it.
Richard
Miami , FL
Cheap car insurance for young drivers is still possible to find these days. The first step is to go to an online car insurance comparison website. Fill up the form with your personal and vehicle information and once you done that, submit it and a list of car insurance company will show you their on going rate. Just take note of the most inexpensive rate because it still doesn’t end there. The insurance quote you got is just an idea on how low your insurance rate can be. You can still lower that quote by doing the following:
- Save money on a savings account so you can increase your deductible. A higher deductible means lower insurance premiums and you’ll be confident in an event of an accident because you know you can cover the high deductible amount that you choose.
- If you learn how to drive from a relative or a friend, learn and get a defensive driving certificate to lower your premiums.
- Cheap car insurance for young drivers means sticking to a low profile car. Don’t think you can have a fast and powerful car and at the same time asking for a cheap car insurance.
- If you still live with your parents, register the vehicle under their name and get a discount for being in their insurance policy.
Cheap car insurance for young drivers is achievable but you need to allocate your time and you should be ready to work for it.
Sports Car Insurance Rate For Teen Driver in Florida
Reader’s Question:
Why does my son’s car insurance charge more for his sports car than my work car, even though he drives much less than I do each year? We live in Florida.
Miami, Florida (FL)
Florida insurance companies normally dislike teenagers in flashy cars because such cars are so easy to drive recklessly compared to old and heavier cars. This results to a higher insurance rate increase for sports car than the increase for a slower, older, and cheaper model. Also, consumer might consider dropping comprehensive and collision coverage. The value of the car also impinges on the cost of insurance. The more expensive your car, the higher your insurance rate is. You have proven yourself as a better more reliable driver over the years and your rates will be lower because of that…and your work car is probably not in the same risk category as your sons car. Fast cars and teen boys….means risk! More risk, higher your rates. Drive a Honda Civic….and get a daughter. 
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