I’m a Student in California Do I Need California Auto Insurance?
Reader’s Question:
Do I need to have a CA driver’s license to be insured in the state of California? I will be a student but I do not want to give up my driver’s license in Hawaii.
Andrea
Central Coast, CA
No, you do not need a CA driver’s license to be insured in Central Coast, California with CA insurance on a car. You should be able to register and insure a car in the state of CA with your Hawaii driver’s license since you are a student and therefore would not normally fall into the resident category the state of California has in place.
If after you finished school you decided to live in California then you would need to change over your Hawaii license for a California driver’s license.
The CA Department of Motor Vehicles states that if you take a job in CA or become a resident in California, you must obtain a CA driver license within ten days.
You may contact the CA DMV directly if you have any questions with regards to how to register a car.
SR22 Teen Auto Insurance Certificate
Reader’s Question:
I’m required to carry an sr22 certificate. What happens if I ignore this? Will my license be suspended? What will happens if I turned 21?
Lala
Thank you for asking Lala.
If your state has required of you to prove your financial responsibility with a SR-22 certificate and you decided not to, then it is likely that your license will be suspended or even revoked. State laws differ so you would have to contact your Department of Motor Vehicles, or similar entity, to get more information on the specific penalties you would be facing with.
Your driving history follows you no matter your age so your license would stay suspended or revoked most likely until you get the SR22 for the required amount of time and take care of the infraction to the terms that the court or DMV compels you to. If you turn 21 it is not likely to change anything in most any state.
Goodluck!
MariCAR
What Is The Penalty For a Teenager To Drive Without a License?
Reader’s Question:
What will the penalty be for a minor that is driving with no license and no insurance and hits someone?
Gerald
Thank you for asking Gerald.
It varies from state to state when it comes to penalties for driving without an insurance or a valid license. The penalties may include fines, jail time, community service, vehicle impoundment, license and registration suspension to name a few. Some states may do a combination of these punishments.
The consequences for this conviction is considered a serious offense especially if you got involved in an accident and do not have insurance. You may have to comply with the financial responsibility laws. This will also includes having to pay for any injuries or damages from the accident out of your own pocket.
These types of violations as a minor may permit your state’s licensing department to delay your application for driver’s license from going through once you do apply. In addition to that, these convictions will likely go on your driving record. Even being a minor without a license does not stop your state from starting a driving history to record these infractions.
If you were convicted for these offenses, to make sure what your penalties are , contact the court listed on your ticket and/or your state’s Department of Motor Vehicles.
Goodluck!
MariCAR
Teen SR22 Car Insurance Quotes
Reader’s Question:
Im 19 years old and I need an sr22 insurance certificate. If my parents has full coverage, do I still need it?
Paul
Thank you for asking Paul.
A Sr-22 is a proof that you have a certain type of insurance. It is a certificate that an insurance provider files with the state. This is a a certificate that shows proof to the Department of Motor Vehicles, stating that the individual is meeting the states requirement for auto liability insurance. In addition to that, sr22 certifies that a motorist has the ability to pay future claims up to the state required limit.
It looks like the state in which you are residing is requiring you to acquire a SR-22 due to a traffic offense, accident or failure to show proof of insurance previously. The reasons may vary from state to state
Even with your parent’s having full coverage, which typically means state minimum required liability, if the state requires you to obtain the SR-22 to reinstate your license or for any reason, you will need to do so in order to have driving privileges.
Goodluck!
MariCAR
SR22 Teen Insurance – DUI Convicted Driver
Reader’s Question:
Am I automatically required to carry an sr22 when I get convicted of DUI? The court never mentioned about me getting an sr22. Im 16 years old and Im planning to purchase a car. Thank you.
Karen
Thank you for asking Karen.
An sr-22 is a form which must be filed by the insurance provider stating that car liability insurance is in effect for a particular individual. It is required when auto insurance is provided to an individual who was in an accident or was convicted of a moving violation and was unable to show proof of financial responsibility at that time. In this case, you will need to show financial responsibility at the time you received your dui. If you fail to show any proof of financial responsibility, your state will probably require you to carry an sr-22 and its insurance. To verify if you will need this coverage, you will need to contact your state’s Department of Motor Vehicles.
Goodluck!
MariCAR
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