I’m a Student in California Do I Need California Auto Insurance?
Reader’s Question:
Do I need to have a CA driver’s license to be insured in the state of California? I will be a student but I do not want to give up my driver’s license in Hawaii.
Andrea
Central Coast, CA
No, you do not need a CA driver’s license to be insured in Central Coast, California with CA insurance on a car. You should be able to register and insure a car in the state of CA with your Hawaii driver’s license since you are a student and therefore would not normally fall into the resident category the state of California has in place.
If after you finished school you decided to live in California then you would need to change over your Hawaii license for a California driver’s license.
The CA Department of Motor Vehicles states that if you take a job in CA or become a resident in California, you must obtain a CA driver license within ten days.
You may contact the CA DMV directly if you have any questions with regards to how to register a car.
What Is Required For Student Driver Insurance Discounts in Kentucky
Reader’s Question:
What average grade point does a seventeen year old boy in Madisonville, Kentucky have to have for car insurance discounts?
JImmy
Madisonville, KY
I am not aware of certain grade point average that a person must carry in order to be able to have car insurance in Madisonville Kentucky. The state of Kentucky does have a form of the No Pass, No Drive law though that authorizes the Kentucky Transportation Cabinet to have administration regulations with regards to a minor driver licensing applicant.
This administration regulation, KRS 186.400, requires participating schools to inform the Transportation Cabinet if a teenager withdraws from school or is academically deficient. Therefore as 17 year old and are deemed to be academically deficient and you drop out of a participating public school or you will lose your driver’s license.
Teen Driver Car Insurance Discount
Reader’s Question:
Can school grades or enrolling in driving school help reduce insurance cost for my son’s car?
Michelle
St. Petersburg, FL
Yes.
Try to look for insurance companies that offer discounts to students who maintain a B average or higher. As much as 25% discount is usually granted for such. Also, substantial discounts are given by most insurance companies to teenagers who graduate from safe driving program or driver’s education class. So you might want to consider enrolling your son in a driving school if he will be a first time driver.
